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Finance still available despite Covid-19

I have strong relationships with numerous active lenders still offering Business loans, Working capital, Coronavirus Business Interruption Loan Scheme (CBILS), Bridging Loans, Development Finance, Commercial mortgages and Buy-to-Let Mortgages.

Lenders have confirmed that they are still lending in the market, but they are scrutinising all cases with a fine tooth comb as they have to do responsible lending.

Business and Property finance is available across the UK, but there are some restrictions.

CBILS is being delivered by a number of our funders – the volume of applications is huge as you can imagine, so there is a long wait to get access to this fund.

Property Finance

Property types – all types considered but bridging loan must have strong exit plan

Lending locations - whole of the UK – some will not lend in Scotland

LTV’s – lenders are lending up to 70% LTV, some have reduced to 65%, 60% and even 50%

Interest rates – Have been increased with some lender, but rates are still attractive for a good deal

Security – 1st and 2nd charge only

Business Finance

Products – All business finance solutions still available in the market but the business must be able to show clear serviceability

Terms – 1 to 240 months

Interest rates – from 2.75/b% to 19.9%

Security – unsecured and secured


Loans available from £25,001 up to £5m.

Loan Terms from 1-6 years

No lender arrangement fees

No security fees

No interest payments for 12 months

Any questions, please get in touch.

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